I am starting this blog as a means to hold myself accountable and track my progress as I work my way out of debt and financial independence. For this task, I've decided to adopt the Dave Ramsay cash envelope system. Most of my bills are fixed, but there is still room for improvement, especially with food/grocery/eating out. The guidelines are:
Food: 120.00 a month (groceries only, restaurant/ff meals do not come from this budget)
Household: 40.00 a month (toiletries/pet items)
Entertainment: 60.00 a month (crafts, restaurants, movies, etc...)
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